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Austin Personal Injury Blog

Wednesday, January 30, 2019

How Do Truck Accident Claims Work?

Most people are familiar with how accident claims work after a minor car crash. Both drivers report the crash to their insurance providers and the insurance company for the at-fault driver usually works with the accident victim to settle the claim. However, accident claims can become complicated very quickly, as in the case of an accident involving a large truck or commercial vehicle. In those cases, accident victims may need the assistance of experienced Texas commercial truck accident attorneys to help protect their rights.


Truck Accidents Involve Comprehensive Accident Investigations


Truck companies and their insurance providers have large teams of accident investigators who often arrive within hours of a truck accident. Commercial truck accidents often cause traumatic injuries and deaths for the occupants of other vehicles. The damages in a truck accident can be very substantial. Therefore, insurance providers begin taking steps to mitigate the damage as soon as possible, including gathering evidence that might shift blame for the accident to another party. 
You need experienced Texas truck accident attorneys who can begin an immediate investigation to preserve evidence that proves fault. Truck accidents are usually complex and involve several contributing factors. 


Your attorneys have the resources to investigate the accident and specific knowledge that is required when investigating the crash. For instance, the information on the truck’s black box needs to be preserved immediately so that it is not destroyed or erased. Your attorney sends a letter to the truck company requiring that the company preserve the data for the crash investigation and accident claim.


Filing a Truck Accident Claim 


Before you can file a truck accident claim, you must identify the liable parties. In a large truck accident, there could be several parties liable for your claim. For instance, you might name the truck driver, the truck company, a shipping company, and another driver as potentially liable parties in a claim. The circumstances of the collision determine the liable parties. 
A truck accident investigation identifies the liable parties for the accident. Your attorney investigates the insurance coverage available and files a claim with each insurance provider after you have completed treatment for your injuries. Insurance providers conduct their own investigations and may dispute liability or argue about their insured’s percentage of liability. Your attorney manages the various claims and negotiates with each insurance provider and party based on the evidence.

Filing a Truck Accident Lawsuit


The negotiations in a truck accident claim can take months and involve mediation and arbitration. However, even after months of negotiations, you may not be able to reach a settlement agreement. Your attorney may advise you to file a personal injury lawsuit.


Personal injury lawsuits for truck accidents can last for a year or more. Once they realize that the evidence is in your favor, the parties may agree to a settlement. However, the parties may also proceed to trial. In either case, our Texas truck accident attorneys are prepared to handle complex truck accident claims.


Contact Experienced Texas Truck Accident Attorneys 


Truck accident claims are handled differently from claims involving passenger vehicles only. The short discussion above by our Texas truck accident attorneys is a simple explanation of some of the differences. Contact our Texas personal injury lawyers today for a free consultation. Our Texas traumatic brain injury attorneys can help you receive the compensation you deserve for your injuries, losses, and damages.


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