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Austin Personal Injury Blog

Friday, March 23, 2018

Handling Your Medical Bills After a Car Accident in Texas

Even if your car accident is relatively minor, it is still a good idea to seek medical attention. Sometimes serious injuries may not appear right away. You also may not fully appreciate how severe your damage actually is. Keep in mind that you should also consult a Texas automobile accident attorney after even a minor accident as well. You have legal options to consider even in fender benders.

Medical Treatment after a Car Accident

Many people hesitate to visit the doctor after an accident because of the costs associated with medical services. That hesitation is understandable as a simple ride in an ambulance can cost car accident victims thousands of dollars. In addition, you will likely have recommended follow up treatment to ensure that you are healing properly.

All of these services add up quickly, and the bills can haunt you even while you are still recovering from an accident. Nonetheless, it is vital for your long-term health to visit a medical professional after a collision. Treating injuries right away and doing proper follow up can help decrease the long-term negative effects of your injuries.

Insurance for Health Care After an Accident

Texas is a fault state. That means that the driver at fault should pay for the other driver’s medical expenses, property damage, and other losses. However, you must prove fault, and that can be contested in many situations. That means that the at-fault driver may not have to pay for your losses until months or even years down the road.

Until the at-fault driver is forced to pay for your losses, you must cover them yourself. Your insurance can be helpful in those situations. First, if you have added personal injury projection to your car insurance, you may have some coverage for your medical expenses that resulted from the accident. That means that you look to your own auto insurance to cover your medical bills. However, this coverage is optional, and many people choose not to add it to their basic auto insurance package. Check your auto policy or contact your insurance company to see if this type of benefit is available to you.

You should also use your own health insurance coverage to help pay for medical bills. Your health insurance coverage should apply as usual after a collision. You will be responsible for your regular co-payments or other out-of-pocket obligations.

Your Attorney and Medical Bills

Some people assume that their Texas personal injury attorney will take care of their medical bills while their case is pending. This is generally not true; your lawyer will not cover your medical expenses for you. Instead, he or she will keep track of your bills to assert them as a damage in your personal injury case later. You are responsible for keeping up with these obligations as they occur.

Your Texas personal injury attorney may be able to help you find other options to help address your bills, such as setting up financing with your medical provider. Contact the team at the Tony Law Firm to learn more about your legal options after a car accident in Texas.

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